About Me
Tan Karim is a seasoned mortgage professional with over 20 years of experience in both retail and wholesale lending. He joined Change Wholesale as one of the first Wholesale Account Executives in 2018, where he played a key role in the development and launch of Change's Non-QM product line. As a top-performing Account Executive, Tan has built strong relationships with many of the country's leading brokers and is dedicated to their success through product training, marketing support, and ongoing loan level assistance. He is always available to answer originators' questions and offer quick, knowledgeable support. With a deep understanding of agency and non-agency guidelines, Tan is known for delivering results while also building close relationships with his brokers and originators.


I’ve worked with Tan and the team at change wholesale for the last couple years. Even though this doesn’t seem like a long time, it doesn’t take long to recognize those in this business who care and are willing to go to extra lengths to help you close loans. Tan is one of those guys… and as a broker, people like him matter. When it comes to Non QM, simple and easy is not typically the case. Having a guy like Tan and his team working with you, makes these loans move more smoothly and efficiently. They make themselves available at even the most inconvenient times because they know how it feels to be a loan officer and challenges we face. This kind of perspective from them makes it easy to choose them over other lenders and brings confidence to myself as an LO knowing they are willing to help in any way to get the loan accomplished. The speed, knowledge and responsiveness makes them my go to for any Non QM loans for myself and my team.
Derek V. | Purpose Funding

I had a great experience working with Change Mortgage! My AE, Tan, was extremely knowledgeable and consistently available… always answering his phone and providing the guidance I needed throughout the process. Kelly, my account manager, was also amazing to work with. He didn’t hesitate to reach out directly, stayed on top of the file, and truly helped push things through when needed. I really appreciated how hands-on he was, unlike many who rely solely on email, Kelly made it a point to connect and collaborate via phone. Can’t forget about Justin our closer/funder, who made the tail end of the process a smooth and efficient closing!!!
Thanks to their teamwork, the process was simple, and my client was thrilled with the new loan terms. Overall, a very pleasant and efficient experience!
Brenda

Change proves time and time again to go above and beyond for all of our loan officers. From pricing, underwriting and turn time exceptions to prioritizing us as a client, they continue to prove to be excellent partners for us. As an organization, we are grateful for everything that they do for us and look forward to an incredibly prosperous relationship.
Joseph S. | E. Mortgage Capital, Inc.

Tan Karim is a top notch account executive! Myself and team have had the pleasure to be working with Tan for over a decade. Tan’s commitment to picking up the phone and providing stellar customer service is just the start. Tan has extensive mortgage knowledge which positions him to provide true value when structuring loans to align with his niche mortgage programs. Lastly Tan has invested in the relationship in the operations team to allow him to execute! I am delighted to call Tan a friend and trusted mortgage partner!
Mario M. | The Montecinos Group

I’ve worked with many account executives - none come even close Tan Karim. He is extremely knowledgeable, quick to respond, and available7 days a week for my team and I. If there’s a hurdle, he fights for you. Tan actually helped me fund my first ever non-qm deal. He taught me the ins and outs every single product. Because of the unfair advantage you get when partnering with Tan I’ve been able to win a lot of deals over other mortgage brokers and create long last relationships. Tan is extremely high level at what he does. His passion for the industry is evident through everything he does. Thanks for believing in me a few years ago, Tan. Happy to have you as a partner and a friend.
Milad S. | Loan Goat

Tan, and his team Marilyn and Stacy, helped my clients by meeting a very tight deadline for closing. They did an amazing job making this happen. I'm truly thankful for the partnership we have created and appreciate their professionalism, they did not over promise and under deliver but made my borrowers dreams come true. Thank you so much!

Marilyn & Tan and their team helped us take an emergency transfer file from disclosures to funding in just 15 days! They were super helpful expediting our file through and saved this buyer's purchase. THANK YOU!!!
April N.
Training Videos & Guides
How-to: Upload a Loan
How-to: Request a Lock Extension
Marketing Tools & Resources
