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A Practical Guide to Non-QM Loan Positioning: Helping Borrowers Understand Their Best-Fit Options

December 16, 2025

Learn how brokers can position a non QM mortgage confidently and help borrowers understand flexible, best-fit financing options across non QM loans.

Refinance Home Loans: A Strategic Playbook for Mortgage Brokers

November 12, 2025

Change Wholesale arms brokers with mortgage refinance guides, refinance home loans, and cost to refinance mortgage insights. Find out more!

Closed-End Second Mortgages: Expanding Broker Opportunities Without Refinancing

October 7, 2025

Unlock the value of home equity with a Closed-End Second Mortgage. Learn how this flexible solution helps borrowers access funds without refinancing.

Community Mortgage: Expanding Access Through Common-Sense Lending

September 5, 2025

Learn what sets our community mortgage program apart, how it works, and why it’s so valuable for first-time and under-served borrowers at Change Wholesale.

What are Non QM Loans? Understanding Non-Qualified Mortgages

What are Non QM Loans? Discover their meaning, examples, and how Non QM Loans differ from qualified mortgages. Learn about their benefits, drawbacks, and more.

Insights on Self-Employed Home Loans for Lenders and Brokers

Learn how a self employed home loan can help borrowers secure their dream home. Explore flexible loan options and expert insights from Change Wholesale.

Beyond the W2 – Exploring Alternative Loan Solutions for Today’s Diverse Borrowers

Discover non-QM loan and mortgage alternatives tailored for self-employed and credit-diverse borrowers. Learn about the numerous benefits with Change Wholesale.

DSCR Loans Explained: A Guide for Mortgage Brokers & Investors

Discover how DSCR loans work, who they benefit, and why wholesale mortgage brokers, lenders and non-QM borrowers are turning to this flexible financing option.

Treasury's responsible lending standards are good for mortgage lenders

October 8, 2024

The Treasury's Responsible Lending Standards (RLS) represent a crucial step toward fostering fair, sustainable lending practices.

For media inquiries, email media@changewholesale.com.

Change Lending, LLC dba Change Wholesale is a state-licensed mortgage lender, NMLS ID #1839. To verify licenses, visit . Headquartered at 175 N Riverview Drive, Suite C, Anaheim, CA 92808. AZ: Arizona Mortgage Banker License #0925326; CA: Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act and California Financing Law; CO: Regulated by the Division of Real Estate; GA: Georgia Residential Mortgage Licensee #48010; MN: This is not an offer to enter into an agreement and an offer may only be made pursuant to Minn. Stat. §47.206 (3) & (4); NJ: Residential Mortgage Lender License – Licensed by the N.J. Department of Banking and Insurance; OH: Licensed by the Ohio Department of Commerce, Division of Financial Institutions, Ohio Residential Mortgage Lending Certificate of Registration #RM.804654.000. RI: Rhode Island Licensed Lender #20224336LL. For other states, visit . All loans must meet underwriting guidelines. This information is intended for the exclusive use of licensed real estate and mortgage lending professionals in accordance with local laws and regulations. Distribution to the public is prohibited. Subject to change without notice. CHANGE LENDING, LLC AND ITS LOAN PRODUCTS ARE NOT SPONSORED OR ENDORSED OR BEING OFFERED BY THE U.S. TREASURY DEPARTMENT OR ANY OTHER GOVERNMENT AGENCY. © 2025. Change Lending, LLC. All rights reserved. Some of the Products referenced in this website are originated by the Change Company CDFI LLC, NMLS #2486868, the parent company of Change Lending, LLC.