Product Guidelines
Close more loansKnow the Difference
Change Wholesale is certified by the U.S. Department of Treasury as a Community Development Financial Institution (CDFI).
CDFIs are exempt from certain consumer financing rules and regulations of Dodd Frank, which includes sections of Regulation Z, including the Ability to Repay (ATR) rules, and documentation requirements contained in Appendix Q. These exemptions enable CDFIs to serve the $1 trillion market of prime, credit-worthy homeowners who are unable to meet burdensome regulatory documentation requirements.
Portfolio Products
Alt-Doc | Bridge Loan | Community Mortgage | Foreign National | Investor
Portfolio Guidelines Supplement Fees
Agency Guidelines
FNMA Seller Guides | Freddie Mac Guides | FHA 4000.1 Handbook | VA Guidelines