Resources & Forms

Everything you need

Change Wholesale Broker Resources

BRANCH Forms

Branch Application Form

Download a blank Branch Application Form

Broker Forms

Comp Plan Change Request

Download a blank Comp Plan Change Request

Anti-Steering Disclosure

Download a blank Anti-Steering Disclosure

Broker Agreement

Download a blank Broker Agreement Form

Broker Compensation Request
CHM Income Analysis Worksheet

Additional Forms

EXHIBIT A - Occupancy Affidavit
EXHIBIT B - Ability to Repay Borrower Confirmation
EXHIBIT C - Non-Occupant Co-Borrower Certification
EXHIBIT D - Condominium Project Questionnaire
EXHIBIT E - LLC Borrowing Certificate (Single Member)
EXHIBIT F - LLC Borrowing Certificate (Multiple Member)
EXHIBIT G - Borrower Contact Consent Form
EXHIBIT H - Condominium Project Warranty Certification
EXHIBIT I - Borrower Certification of Business Purpose

Disclosures

4506 Request for Transcript

Download a blank 4506-T

Appraisal Disclosure

Download a blank Appraisal Disclosure

Colorado Loan Originator Reasonable Inquiry Attestation
Montana Mortgage Loan Origination Disclosure

Guides

Broker Training Guide
Borrower’s Guide for Initial Disclosures
CA Impound Schedule
Closing Month 1st Payment Month Tax Installment required to be paid or payment must be shown on HUD # Mo. to Collect (w/2 mo. Cushion)
January March 2nd Half Prior Year 2
February April 2nd Half Prior Year 3
March May 2nd Half Prior Year 4
April June 2nd Half Prior Year 5
May July 2nd Half Prior Year 6
June August 2nd Half Prior Year 7
July September 2nd Half Prior Year 8
August October 2nd Half Prior Year 9
September November If Bill Not Released 2nd Half Prior Year 10
If Bill Released 1st Half Current Year 4
October December If Bill Not Released 2nd Half Prior Year 11
If Bill Released 1st Half Current Year 5
November January 1st Half Current Year 6
December February 1st Half Current Year 7

 
Due Dates: Semi Annual, 1st installment due November 1st, 2nd installment due February 1st.

Cushion: Two month cushion is required on all escrow accounts.

Interest Credit: When loan is closed with interest credit, use the chart above based on the first payment date, not the closing month.

Taxes Due: Property Taxes that are due within 60 days of closing must be paid regardless of impounds. (Even if impounds are waived).

CO Impound Schedule
Closing Month 1st Payment Month Tax Installment required to be paid or payment must be shown on HUD # Mo. to Collect (w/2 mo. Cushion)
January March If Bill Not Released 2nd Half Prior Year 10
If Bill Released 1st Half Prior Year 4
February April 2nd Half Prior Year, Due Feb 5
March May 2nd Half Prior Year, Due Feb 6
April June 2nd Half Prior Year, Due June 2
May July 2nd Half Prior Year, Due June 2
June August 2nd Half Prior Year, Due June 3
July September 2nd Half Prior Year, Due June 4
August October 2nd Half Prior Year, Due June 5
September November 2nd Half Prior Year, Due June 6
October December 2nd Half Prior Year, Due June 7
November January 2nd Half Prior Year, Due June 8
December February If Bill Not Released 2nd Half Prior Year 10
If Bill Released 1st Half Current Year 4

 
Due Dates: Semi Annual, 1st installment due November 1st, 2nd installment due February 1st.

Cushion: Two month cushion is required on all escrow accounts.

Interest Credit: When loan is closed with interest credit, use the chart above based on the first payment date, not the closing month.

Taxes Due: Property Taxes that are due within 60 days of closing must be paid regardless of impounds. (Even if impounds are waived).

FHA/VA Forms

FHA Broker Sponsorship
FHA Case Number Request

Download a blank FHA Case Number Request

FHA Streamline Refinance Maximum Mortgage Worksheet
VA Recoup Worksheet

Download a blank VA Recoup Worksheet

VA Sponsorship Form

Download a blank VA Sponsorship Form

Loan Processing

Loss Payee Clause

Change Home Mortgage
C/O LoanCare, LLC
ISAOA/ATIMA
PO Box 202049 Florence, SC 29502-2049
Fax: (843) 413-7127

1005 - Request for Verification of Employment
1084 - Cash Flow Analysis

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