Quick Pricer

Turn Times


Get Credentials

Product Guidelines



Bridge Loan

Community Mortgage

Foreign National


Resources & Forms

Get Approved


NQM Income Analysis Worksheet

Submit a Loan

Appraisal Process

About Us


Press & News

Contact Us

Payment Center


Homeownership Counseling

Bridge Loan Program

Short Term Financing to Close the Gap

For investors who want to buy but their funds aren’t freed up from a previous property, Change Wholesale’s Bridge Loan can close the gap. This three-year, interest-only financing helps borrowers purchase an investment property without having to wait for another property to sell, a commission to come through, or another source of funds to become available.

Download our Program Guide and Bridge Loan Eligibility Matrix to learn more.


  • Loan amounts up to $2 million
  • LTV up to 75%
  • FICO beginning at 660; rate reductions for higher FICO scores
  • Reserves starting at 6 months
  • Three-year, interest-only program
  • No prepayment penalty
  • Investment properties only
  • 1st lien only


The Bridge Loan is ideal for borrowers who are ready to buy an investment property and prefer to use short-term financing.