Compliance

Responsible lending

Licensing

Change Lending, LLC, dba Change Wholesale
16845 Von Karman Avenue, Suite 200, Irvine, California 92606

Federal Agency Approvals

FHA Direct Endorsement
VA Approved Lender
USDA Approved Lender
Fannie Mae Approved Seller/Servicer
Freddie Mac Approved Seller/Servicer
Ginnie Mae Approved

Arizona

Arizona Mortgage Banker License #0925326
Arizona Mortgage Banker License #1021686
Arizona Mortgage Banker License #1021688
Arizona Mortgage Banker License #1021690
Arizona Mortgage Banker License #1021670

California

Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act, License #4150083 and the California Financing Law, License #60DBO74388.

Colorado

Mortgage Company Registration, Colorado Division of Real Estate – dora.colorado.gov.

District of Columbia

Mortgage Dual Authority License #MLB1839

Florida

Florida Mortgage Lender Servicer License #MLD1338

Georgia

Georgia Residential Mortgage Licensee, License #48010

Hawaii

Mortgage Loan Originator Company license # HI-1839

Idaho

Mortgage Broker/Lender, License #MBL-2080001839

Illinois

IL Residential Mortgage License #MB.6761600

STATE OF ILLINOIS COMMUNITY REINVESTMENT NOTICE

The Department of Financial and Professional Regulation (Department) evaluates our performance in meeting the financial services needs of this community, including the needs of low-income to moderate-income households. The Department takes this evaluation into account when deciding on certain applications submitted by us for approval by the Department. Your involvement is encouraged. You many obtain a copy of our evaluation. You may also submit signed, written comments about our performance in meeting community financial services needs to the Department.”

205 Ill. Comp. Stat. Ann. 735/35-20

Iowa

Mortgage Banker License #2020-0150
Mortgage Banker License #2021-0036
Mortgage Banker License #2021-0037
Mortgage Banker License #2021-0038
Mortgage Banker License #2021-0073

Kansas

Mortgage Company License #MC.0025709

Kentucky

Mortgage Company License # MC748639

Louisiana

Residential Mortgage Lender License

Maryland

Mortgage Lender License #22514

Michigan

1st Mortgage Broker/Lender/Servicer Registrant #FR0023271
2nd Mortgage Broker/Lender/Servicer Registrant #SR0023272

Minnesota

Residential Mortgage Originator License #MN-MO-1839
Residential Mortgage Originator License #MO-MN-1839.1
Residential Mortgage Originator License #MO-MN-1839.2
Residential Mortgage Originator License #MO-MN-1839.3
Residential Mortgage Originator License #MO-MN-1839.4

Mississippi

MS Mortgage Lender License #1839

Montana

Mortgage Lender License #1839
Mortgage Broker License #1839
Mortgage Servicer License #1839

Nebraska

NE Mortgage Banker License

Nevada

Mortgage Company License #4864

New Hampshire

Mortgage Banker License #24159-MB

New Mexico

Mortgage Loan Company License

Ohio

Residential Mortgage Lending Certificate of Registration #RM.804654.000

Oklahoma

Mortgage Lender License #ML013706
Mortgage Lender License #ML013707
Mortgage Lender License #ML013708
Mortgage Lender License #ML013709
Mortgage Lender License #ML013710
Mortgage Lender License #ML013711

Oregon

Mortgage Lending License #ML-4044
Mortgage Servicer License #MS-148

South Carolina

Mortgage Lender/Servicer License #MSL-1839 OTN#1
Mortgage Lender/Servicer License #MSL-1839 OTN#2
Mortgage Lender/Servicer License #MSL-1839 OTN#3
Mortgage Lender/Servicer License #MSL-1839 OTN#4

South Dakota

Mortgage Lender License #ML.05329

Tennessee

Mortgage License #231733

Texas

Mortgage Banker Registration No. 1766479

Consumers wishing to file a complaint against a mortgage banker or a licensed mortgage banker residential mortgage loan. Loan originator should complete and send a complaint form to the Texas Department of savings and mortgage lending. 2601 North Lamar, Suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the department’s website at www.sml.texas.gov a toll-free consumer hotline is available at 1-877-276-5550.

The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed mortgage banker residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department’s website at www.sml.texas.gov.

Utah

Utah Division of Real Estate, Mortgage Entity License #10953884
Utah Division of Real Estate, Mortgage Entity License #12338975
Utah Division of Real Estate, Mortgage Entity License #12338984
Utah Division of Real Estate, Mortgage Entity License #12338992
Utah Division of Real Estate, Mortgage Entity License #12338997

Virginia

Licensed as a Mortgage Lender and Broker by the Virginia State Corporation Commission No. MC-6713.

Washington

Consumer Loan Company License, License #CL-1839

Wisconsin

Mortgage Banker License #1839

Trade Names

Change Lending, LLC. conducts business under the following business names:

 

  • Change Home Mortgage
  • Change Home Loans
  • Change Lending
  • Change Wholesale
  • Commerce Home Mortgage
  • Commerce Home Mortgage, LLC
  • Redding Lender (Only in California)