Change Wholesale’s new 1/6 ARM with a fixed 1-year start rate of 7.25% for Alt-Doc and 7.99% for Community Mortgage*. The One will automatically adjust after the first year and every 6 months thereafter to ensure your borrowers always enjoy the current market rate.

Why ask for The One?

  • No Loan Level Rate Adjustments (LLRA) — what borrowers see is what they get!
  • Auto-adjusts after the first year and every 6 months thereafter to ensure your borrowers always enjoy the current market rate.
  • Community Mortgage: No income or employment documentation required.
  • Alt-Doc: Qualify borrowers with just the first page of their bank statements.

Ready to offer prime borrowers a low rate today while also ensuring they receive current market rates in the future? Contact your AE to get started.

Not signed up with us? Get approved today.

Fewer requirements. More closings. That’s the Change Wholesale unfair advantage.

*The Community Mortgage loan program is not available in DC, ME, MD, NV, PA, WA, or WV.
CO: All loan transactions require fully executed CO LO Reasonable Inquiry Attestation and HUD Counseling Certification from the Colorado Housing Assistance Corporation. IL: Allowed provided payment is based on fully indexed rate. TX: 50(a)(6) not permitted.

Information is intended for mortgage brokers. Not intended for distribution to consumers, as defined by Section 1026.2 of Regulation Z, which implements the Truth-in-Lending Act. Rates available as of 10/26/22. Rates subject to change.